Financial Crimes & Compliance Services
Protect your institution. Enable growth. Stay exam-ready.
SRA Consulting helps banks and fintechs strengthen defenses against financial crime and navigate an evolving regulatory landscape.
Our team—former Chief Risk Officers, Chief Compliance Officers, BSA Officers, examiners, and certified specialists—combines deep regulatory expertise with hands-on experience. We build programs that protect your institution, satisfy regulators, and enable innovation.
Whether you need targeted project support or fractional executive leadership, we tailor our services to your risk profile, product mix, and regulatory expectations.
Core Service Areas
BSA/AML & Sanctions Compliance
End-to-end support for customer due diligence, transaction monitoring, alert investigations, SAR/CTR filing, and OFAC compliance.
We deliver full-service programs or targeted engagements such as lookbacks, consent-order remediation, and system tuning.
Fractional Chief Compliance Officer Services
Experienced leadership to manage compliance and BSA programs on an interim or part-time basis—providing executive-level oversight without the full-time cost.
Regulatory Exam Readiness & Response
Prepare confidently for upcoming examinations and remediate findings or consent orders with expert documentation, issue tracking, and regulator communications.
Compliance Monitoring & Testing
Independent, risk-based monitoring and testing across financial crimes and consumer compliance domains.
Includes BSA/AML, consumer lending and deposits, credit card, UDAAP, fair lending, CRA and privacy reviews, and ongoing control validation.
Fraud Risk Management
Strengthen fraud defenses by integrating fraud and AML controls, applying analytics, and aligning programs with supervisory expectations for real-time and digital channels.
Risk Assessments
Tailored BSA/AML, fraud, and enterprise-wide compliance risk assessments aligned with your institution’s size, complexity, and risk profile.
Regulatory Change & New Product Development
Assess regulatory impacts and design compliant frameworks for emerging products, delivery models, and technologies—including real-time payments, open banking, digital assets, cannabis-related business banking and Banking-as-a-Service.
$10 Billion Readiness
Position your bank for the next regulatory tier.
Transform governance, risk management, and data infrastructure to meet heightened expectations for institutions approaching $10 billion in assets.
Compliance Program Modernization
Enhance governance, Board reporting, compliance policies and procedures to ensure effectiveness, accountability, and sustainability.
Merger & Acquisition Due Diligence
Compliance-focused reviews and integration planning for financial institution mergers, fintech acquisitions, and Banking-as-a-Service partnerships.
AML & OFAC Model Validation
Independent model validation services consistent with SR 11-7 to provide banks and regulators with confidence in the effectiveness of transaction monitoring systems and internal control environments.
Regulatory Technology & Data Strategy
Advise on AML and system selection, data integration, and automation strategies to enhance transaction monitoring, reporting, and analytics.