Do you need help with due diligence for a bank acquisition, merger of equals, reverse due diligence, or investment? If so, you need to contact SRA. We have a very experienced team who is very familiar with mergers, and can guide you throughout the whole process.

Experienced Team:
Seasoned team with direct experience acquiring and integrating over 30 banks while bankers

Proven Track Record:
Completed over 250 due diligence assignments in the last 17 years

Diverse Client Base:
Serving banks, private equity groups, financial services companies, and bank investor groups

Comprehensive Services:
“Soup to nuts” services with a primary focus on credit and risk of loss forecasting

Reverse Due Diligence:
Independent review of the risks inherent with a potential buyer

Merger Integration:

Assist with merger integration planning and execution

SRA Expertise

• Deep understanding of regional and community bank nuances, local market factors, and banking regulations
• Experience in leading complex M&A transactions and integrations
• Expertise in credit and risk assessment, loss forecasting, and due diligence best practices
• Strong knowledge of banking industry trends and M&A strategies
• Proven ability to dissect and critically evaluate the entire loan portfolio of the target or buyer with attention to detail

Introduction

Are you planning to acquire, sell, or merge? Are you considering an investment in financial services? If so, SRA can help. Whether you are a buyer or a seller, in this litigious world, it’s prudent to have a skilled independent party assist with the due diligence.  SRA’s M&A team has directed over 250 due diligence reviews across the country.  The focus of most reviews is credit; however, many of these reviews included other areas such as IT, branches, operations, compliance, contracts, etc.  Let us know if we can help you with a due diligence review.

Benefits

• You get an experienced team. At banks prior to joining SRA, we integrated and managed more than 30 acquisitions. Because we had to live with the due diligence results, we made sure that the due diligence process was effective, accurate, and efficient. 
•   SRA’s methodology leverages its partners’ experience to ensure you obtain the best possible due diligence.
• We generally complete assignments using just our people, but we will gladly work side-by-side with your team if desired.
• At minimal expense, we can assist with Day 1 credit and interest rate marks.  No need for an expensive new valuation exercise. 

Due Diligence Services

• Detailed  Loss Estimate
  • Extensive analyses of  C&I, commercial real estate, mortgage, consumer loans, OREO, and other assets
  • Extensive experience managing work out assets and completing asset sales
  • Extensive review of credit underwriting and portfolio management practice
• Detailed Risk Analysis
  • Assess all areas of a bank including Credit, Finance, Operations, HR, IT, etc.
  • Analyze leases and contracts
  • Analyze bond portfolios